Kentucky Income Tax Calculator

Calculate your Kentucky state income tax alongside federal tax. See the full bracket breakdown, effective rate, and combined tax liability.

Last updated: · Tax Foundation (2025 state brackets) + IRS Rev. Proc. 2025-32 (2026 federal)

On a $75,000 salary in Kentucky (single filer, 2025), your estimated state income tax is $2,873.60 (3.8% effective rate). Combined with federal tax of $7,670.00, your total income tax is $10,543.60 (14.1% combined effective rate). Kentucky uses a flat tax rate of 4.00%. Source: Tax Foundation, state revenue department.

$

Kentucky Deduction: $3,160.00
Standard deduction: $3,160.00

Flat rate of 4.0% for 2025 (reduced from 4.5%). Rate is scheduled to continue decreasing if revenue triggers are met.

Federal estimates use 2026 IRS brackets. State estimates use 2025 state rate data.

Results

Kentucky State TaxFlat tax · 3.8% effective
$2,873.60
Federal Income Tax10.2% effective rate
$7,670.00
Combined Tax (Federal + State)14.1% combined effective rate
$10,543.60
After-Tax IncomeFederal + state income tax only (excl. FICA)
$64,456.40
Federal Tax
KY State Tax
After-Tax Income

Kentucky Tax Bracket Breakdown

RateRangeTax
4.00%$0$2,873.60
Total Kentucky Tax$2,873.60

Compare Kentucky with Other States

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How This Is Calculated

Kentucky levies a flat income tax rate of 4.00% on all taxable income.

After applying the state deduction of $3,160.00, the tax is: (Income − Deduction) × 4.00%

Data source

State bracket data from the Tax Foundation (2025 State Individual Income Tax Rates and Brackets). Cross-referenced with the Kentucky revenue department. Federal brackets from IRS Rev. Proc. 2025-32 (2026).

Frequently Asked Questions

How much is Kentucky income tax on $75,000?
On a $75,000 salary in Kentucky, you would owe approximately $2,873.60 in state income tax (3.8% effective rate) plus $7,670.00 in federal income tax, for a combined total of $10,543.60 (14.1% combined effective rate).
What is the Kentucky income tax rate for 2025?
Kentucky has a flat income tax rate of 4.00%. All taxable income is taxed at the same rate. Flat rate of 4.0% for 2025 (reduced from 4.5%). Rate is scheduled to continue decreasing if revenue triggers are met.

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